West Hartford, Connecticut Bankruptcy Law Attorneys
If you are in debt due to credit cards, medical bills or foreclosures, bankruptcy can help you achieve a fresh start. At Steier & McCormick LLC, we represent people who are seeking to rebuild their financial situation and get their lives back on track. We have the knowledge and experience you need.
To discuss your situation with an experienced bankruptcy attorney, contact us today for a free initial consultation.
Chapter 7 Bankruptcy
For individuals, chapter 7 bankruptcy allows you to discharge unsecured debt such as credit cards and personal loans while keeping your personal property and retirement savings. This option is available for the vast majority of debtors. From the moment you file, all creditor harassment is stopped including:
- Law suits
- Wage executions
- Collection calls
There is a homestead exemption in Connecticut bankruptcy law that makes it easier for individuals who declare bankruptcy to stay in their homes and avoid a judgment lien. Also, as long as you are current with your loan payments, you may be able to keep your personal vehicles.
Chapter 13 Bankruptcy
For homeowners facing foreclosure and unable to secure a work-out agreement, Chapter 13 bankruptcy may allow them to catch up on their past debt while staying in their home. Unlike a work-out, Chapter 13 can't be denied by a lender as long as it satisfies the court.
If you quality, a payment plan will be organized and approved through the Chapter 13 bankruptcy trustee. Payment plans typically last three to five years and are based on your ability to pay back your past debt.
In addition to helping you file for Chapter 7 or 13 bankruptcy, we will help you find an appropriate credit counselor. To learn more, contact us today for a free consultation.
Click here for more helpful bankruptcy information.
Click here for a convenient bankruptcy documents checklist.
Steier & McCormick, LLC
35 North Main Street
West Hartford, CT 06107-1926
Toll Free: 866-895-5199
Telephone: 860-756-0387
Fax: 860-232-3789
Map and Directions
124 Simsbury Road
Riverdale Farms Box 9-P
Avon, CT 06001
Telephone: 860-677-6277
Fax: 860-677-8831
Map and Directions